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How fast receivables cycle

See how many times a generic company’s receivables cycled through in a year.

Net sales

$500,000

Average accounts receivable

$100,000

($90,000 + $110,000) ÷ 2

Turnover

5.0 times

divides net sales by average accounts receivable: how many times, in a year, the company collected and re-extended credit to its customers.

A higher number means faster collection. Compared against a competitor or the company’s own history, a falling turnover is often the first sign that credit policy has gotten too loose.